The Casualty Actuarial Society E-Forum is a nonrefereed, electronic journal produced by the Casualty Actuarial Society. The CAS is not responsible for statements or opinions expressed in the papers in this electronic publication. The CAS E-Forum is edited by the Casualty Actuarial Society E-Forum Working Group and CAS staff.

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The CAS E-Forum is posted periodically based on the number of call paper programs and independent research articles submitted. The E-Forum Working Group usually posts two to four editions during each calendar year.

Deadlines* for papers are as follows:

Winter...........November 1
Spring.............February 1
Summer................May 1
Fall.......................August 1

Deadlines falling on weekends will be changed to the next business day.
*Call Paper deadlines may differ as they may be included as presentations in various CAS Seminars. Consult the specific Call Paper Program working group for information on these deadlines.

Authors should allow six to eight weeks from the time of submission to posting on the E-Forum.

All comments or questions may be directed to Casualty Actuarial Society E-Forum Working Group.

The Relationship of Underwriting, Investments, Leverage, and Exposure to Total Return on Owners’ Equity [Discussion]